5 Financial Insights Every Restoration Company Should Track

Running a restoration company is fast-paced—floods don’t wait, and neither do fire or mold claims. But while you're focused on drying rooms or rebuilding walls, your financials can quickly spiral out of view. And without clear visibility, you’re flying blind when it comes to profitability, hiring, pricing, and growth.

Here are five key financial insights every restoration business needs to track—and how they impact your bottom line.

1. Revenue by Service Line

Are you making more money on mitigation or rebuilds? What about contents or asbestos work?

Tracking revenue by service type helps you:

  • See which departments are driving profits

  • Spot underperforming areas

  • Focus marketing efforts strategically

Without this visibility, you may assume the largest projects are the most profitable—but in many cases, they’re just the most expensive.

2. Labor as a Percentage of Revenue

Your team is your most valuable (and expensive) asset. Whether you rely on in-house techs or subcontractors, labor should stay within a certain percentage of revenue—typically 25-35% depending on your mix.

Track it monthly and break it down:

  • Mitigation labor %

  • Rebuild labor %

  • Techs vs Admin

If your labor ratio is creeping too high, it's time to adjust staffing, pricing, or job flow.

3. Accounts Receivable Aging

Cash flow is the lifeblood of your business—and restoration is notorious for slow payments.

Know:

  • How much money you’re waiting on

  • Which jobs are over 30, 60, 90+ days late

  • Whether carriers, TPAs, or homeowners are the bottleneck

Tracking AR aging helps you chase collections before they become write-offs—and forecast cash more accurately.

4. Gross Profit by Job

It’s not enough to know how much a job earned. You need to know how much you kept after labor, materials, and subcontractor costs.

Job costing doesn’t have to be overly complicated—but if you’re not tracking your gross margin by project, you’re missing the clearest view of profitability.

5. Overhead as a Fixed Percentage

Rent, software, insurance, trucks—it all adds up. Your overhead should ideally stay steady as a percentage of revenue, but when sales slow or costs creep up, it can eat into your profits fast.

Tracking overhead helps you:

  • Keep fixed expenses in check

  • Plan for lean months

  • Understand true break-even points

Final Thoughts: Know Your Numbers, Grow Your Business

The restoration industry has a lot of moving parts. Insurance timelines, scope creep, and unexpected delays can destroy margins if you’re not watching the numbers closely.

At Kiwi Cash Flow, we make financial visibility simple. Our monthly reports, KPI scorecards, and strategic insights are built for restoration contractors who want clarity—not spreadsheets.

👉 Schedule a call today to see how we can help you understand your numbers and grow with confidence.

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Bookkeeper, Controller, or CFO? How They Work Together in Restoration Company Finance

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How to Improve Restoration Profit: 5 Key Areas That Make or Break Your Bottom Line