Using Xactimate for Water Restoration Estimates? Here’s What It Doesn’t Tell You

If you’re in the restoration industry, you already know: Xactimate is the standard estimating tool for insurance work. It’s essential for:

  • Writing scope-based estimates

  • Submitting claims to adjusters

  • Getting paid on covered losses

But here's the problem: Xactimate only shows what you might get paid—not what the job will actually cost you.

Xactimate Helps You Estimate. It Doesn’t Help You Profit.

Xactimate is excellent at:

  • Writing estimates in carrier language

  • Aligning with insurance pricing databases

  • Keeping jobs moving through the claims process

But it doesn’t:

  • Track labor or overhead trends

  • Tell you if you’re pricing below breakeven

  • Show which jobs are draining your margins

  • Forecast whether you can afford to take on another crew or truck

That’s Where Kiwi Cash Flow Comes In

Kiwi Cash Flow works hand-in-hand with your Xactimate process. While Xactimate shows you what the carrier may pay, Kiwi shows you whether that payment keeps your business profitable.

With Kiwi, you’ll get:
✅ Monthly KPI reports designed for restoration
✅ True job margin reviews—including overhead and labor burden
✅ Cash flow forecasting and breakeven analysis
✅ Financial clarity without combing through spreadsheets or QuickBooks

You Can’t Afford to Rely on Xactimate Alone

If you’re bidding work in Xactimate, but not tracking job-level profitability or forecasting cash flow, you’re flying blind.

Let’s fix that.
➡️ https://www.kiwicashflow.com

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