Using Xactimate for Water Restoration Estimates? Here’s What It Doesn’t Tell You
If you’re in the restoration industry, you already know: Xactimate is the standard estimating tool for insurance work. It’s essential for:
Writing scope-based estimates
Submitting claims to adjusters
Getting paid on covered losses
But here's the problem: Xactimate only shows what you might get paid—not what the job will actually cost you.
Xactimate Helps You Estimate. It Doesn’t Help You Profit.
Xactimate is excellent at:
Writing estimates in carrier language
Aligning with insurance pricing databases
Keeping jobs moving through the claims process
But it doesn’t:
Track labor or overhead trends
Tell you if you’re pricing below breakeven
Show which jobs are draining your margins
Forecast whether you can afford to take on another crew or truck
That’s Where Kiwi Cash Flow Comes In
Kiwi Cash Flow works hand-in-hand with your Xactimate process. While Xactimate shows you what the carrier may pay, Kiwi shows you whether that payment keeps your business profitable.
With Kiwi, you’ll get:
✅ Monthly KPI reports designed for restoration
✅ True job margin reviews—including overhead and labor burden
✅ Cash flow forecasting and breakeven analysis
✅ Financial clarity without combing through spreadsheets or QuickBooks
You Can’t Afford to Rely on Xactimate Alone
If you’re bidding work in Xactimate, but not tracking job-level profitability or forecasting cash flow, you’re flying blind.
Let’s fix that.
➡️ https://www.kiwicashflow.com